Business Strategies for Growing Revenue
The goal for most small business owners is to be able to keep growing their revenue. This can be difficult, though, for business owners that don't understand what they need to target. In truth, this can be different depending on what kind of industry a business is in....
How to Make the Most of Your Finances When Traveling After Retirement
Traveling retirees can be frugal by following these five tips. Book plane tickets offseason The demand for plane tickets increases during popular holidays, such as Thanksgiving and Christmas. Logically, prices increase as people compete for a limited number of...
Tips for Saving Your Business Money This Year
No matter how well your business is doing now, you need to find ways that you can save money for your business. You don't want to fall on hard times, finding out that you don't have enough money to keep your business afloat. However, it can seem difficult at first to...
Retirement Strategies for Teachers
Teachers who stay in the profession a long time usually do it because they love it. Still, you won't likely teach the rest of your life. You need to save for retirement, and things can be a bit different given your profession. How Things Are Different for Educators...
How to Catch Up if You’re Behind on Retirement Savings
To set yourself up for a secure future, it is essential to create a hefty retirement fund. Unfortunately, you may have had circumstances that kept you from saving as you should. That would leave you with no way to pay for what you need or force you back into working...
Properly Planning Your Family Money
Many families struggle to identify just what amount of the inheritance is enough, when, and how to give it. People have been bequeathing their wealth to their loved ones, and the new tax laws under President Joe Biden permit lifetime gifts at death up to $11.7 million...
Long-Term Care Insurance Companies to Consider In 2021
As you grow older, you will probably reach a time when you can no longer do basic things like grooming and feeding yourself. According to LongTermCare, 70% of senior citizens above the age of 65 will need long-term care later in life. Long-term insurance is tailored...
How to Know if You’re Too Frugal in Your Retirement
Sure, you’ve been a hard worker your entire life. You’ve scrimped and saved and kept to a strict budget for decades, and now you are a little scared to spend that hard-earned money sitting in your retirement account. While you know you need to watch what you spend on...
Explaining the Earned Income Tax Credit
Earned income tax credit (EITC) is a refundable tax credit designed to help support working Americans with low or moderate incomes. While it can help working individuals without kids, it is mainly intended to benefit working parents. Since the credit rate and maximum...
Next Steps After Incorrectly Filing Your Taxes
Am amended return is a form that lets you change any amounts that you previously have reported, so they are correct. From there, you have to send it in along with any money if you owe anything to the IRS. Those who should receive a refund from the IRS should get another check or direct deposit once the IRS has gone through an amended return. Ensure that you fill out an amended return if the IRS didn’t automatically catch your mistakes.